El Aguacate (Cuenca) Group
One of the members of this group is Lidia. This is the first loan that she has sought with her friends and partners in the lending group. She was invited to the group by a friend. Lidia is 39 years old, is married and has three children from her marriage aged 19, 18 and 13. Her first daughter is studying in the city's college, her second son is also in college and works to cover the expenses of his education, and her third daughter is in high school in the city. Her husband works as a mason. They do not own their own home, and are currently renting. For the past three months, Lidia has had her own business. She sells a variety of food like grilled meat, green plantain tortillas, corn pudding, and more products. She works in this business from Monday to Saturday with out fixed hours.
She will use the money from the own to purchase a cart to sell "salchipapas" (sliced sausages and french fries mixed together with a coleslaw on the side), and expand her business. Her dream is to have her own home.
Una de las socias de este grupo es la Señora. Lida, este es el primer crédito que está realizando en conjunto con sus amigas y compañeras del grupo de crédito, fue invitada a este grupo por una amiga.
La Señora. Lida tiene 39 años de edad, está casada y fruto de su unión conyugal ha concebido 3 hijos de 19, 18 y 13 años de edad, su primera hija estudia en una universidad de la ciudad, su segundo hijo estudia y trabaja para solventar los gastos de sus estudios, su tercera hija estudia en un colegio de la ciudad, su esposo labora como albañil, no tienen casa propia por lo que viven arrendando.
Doña Lidia desde hace 3 meses tiene su propio negocio, ella vende variedad de comida como asados, tortillas de verde, morocho y más productos, a este negocio se dedica de lunes a sábados sin un horario fijo. El dinero de su crédito va a invertir en la compra de una carreta para vender salchipapas y así ampliar su negocio. Su sueño es tener su casa propia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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