Update on Sara PilarSara Pilar is 53 years old and a single mother of two children. She lives in the city of Ventanas in Los Ríos Province.
She is a member of the July 30th Communal Bank, which is located in the neighborhood of Zapotal Nuevo in the canton of Ventanas. The members are farm workers.
Sara Pilar is a farmer who grows rice and corn. She is requesting a loan in order to buy supplies such as fertilizers, urea, compost, and liquid weed killer. Her purchases and the sale of her products are conducted in the city of Ventanas. With the help of this loan, she will be able to buy supplies. Sara faces challenges, such as dealing with pests that affect her crops.
Her dream is to have more income so that she can improve her lifestyle. In her free time, Sara Pilar enjoys going out for walks.
Es integrante de la VRC 30 de julio, se encuentra ubicada en Recinto Zapotal Nuevo, pertenece al cantón ventanas se dedican a labores agrícolas.
Sara Pilar se dedica a la agricultura a la siembra de arroz y maíz. Solicita el crédito para comprar insumos, fertilizantes urea, abonos, líquido mata monte.
Las compras y las ventas de los productos las realiza en la ciudad de Ventanas. Con la ayuda del crédito podrá comprar los insumos.
Enfrenta desafíos cómo las plagas en los cultivos. El sueño es tener más ingresos para cambiar el estilo de vida. En el tiempo libre le gusta pasear.
Previous Loan DetailsSara Pilar is 53 years old and a single mother of two children. She lives with her children in the city of Ventanas, de Los Rios Province. Sara Pilar is a member of the communal back "30 de Julio" (30th of July), which is located in the Zapotal precinct, a part of Ventanas Canton. The membe... More from Sara Pilar's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid