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Meira Paibi Group
In this Group: Medha, Balasan, Sunibala, Sundari, Mary
Forty-one-year-old Medha is a weaver, and she is also the featured profile member for the group. She is pictured with her raised hand in the group picture. The literal meaning of “Meira Paibi” is “torch holder” and signifies the group as strong female torch holders.

Medha’s husband serves as a government teacher in a government school, but she is determined to be financially independent and support the family by weaving all traditional wraparound skirts and others. Like-minded women folk from the same village joined hands and formed the group. They stood as one and support one another in times of need. The village is located about 35 kms from the main capital town of Manipur, and it is one of the northeastern states in India.

Medha usually purchases yarn, thread and silk thread from the main market, and weaves. She uses a loom for weaving, as it is more productive and profitable. She supplies in bulk to the women’s market in the main market and gets paid. The demand is high during the wedding season, which generally falls in the month of March until July, and that is the peak season for her weaving business.

With the Kiva loan, she will purchase more stock of yarn in different colours, silk thread and weave. She has plans to make a good sale before the peak season starts. Grateful and thankful towards Kiva and WSDS, she says, “Thank you so much, Kiva”.

Her dream is to build a concrete house after managing savings together with her husband. She believes that her business will also expand and will improve her income.

The rest of the group members are engaged in selling vegetables, weaving, and tailoring.

Additional Information

More information about this loan

This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 164
    View loans »
    India Loans Fundraising
  • $5,355,125
    Funds lent in using Kiva
  • 62.7
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Meira Paibi Group's $1,200 loan helped a member to purchase stock of yarn and silk thread to weave more woven products, sell them, and generate more income for the family.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jan 7, 2014
Feb 4, 2014
Currency Exchange Loss: