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Parhoi Sornu Lom Group
In this Group: S Domlam, S Ngakip, S Singeam, Y Liencham, R Singhoi, Rt Sonan, W Choungsum, Y Rangting, T Neiting, Y Khupthiem, W Neisor, Z Khelsomom, Y Yangsin, W Lucy, Khelboung, Tingsum
An inspiring mother of seven kids and a successful weaver, Ngakip is 46 years old and the featured profile member for Parhoi Sornu Lom Group. “I was not interested in studies since my childhood and instead took a keen interest in weaving and cooking,” shares Ngakip and laughs. She is a weaver and that is how she generates income for herself and the family. She also comments that one’s job may be small and difficult but the other members are very inspired because despite her irregular and meager income, she is able to support her seven kids and get them settled down.

She weaves all traditional woven clothes including women's wrap-around skirts and men’s shawls. Her finished woven clothes are highly in demand in the village and nearby villages. The demand is greater during the wedding season and for cultural fests. With the Kiva loan, she is planning to purchase better, good quality yarn and silk threads to weave expensive woven clothes to sell. She is hopeful that she will be able to make a profitable investment.

She says, "Thank-you so much Kiva”.

The rest of the group members are engaged in a piggery, a poultry business, a vegetable-selling business and weaving.

Additional Information

More information about this loan

This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 55
    View loans »
    India Loans Fundraising
  • $5,657,350
    Funds lent in using Kiva
  • 62.7
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Parhoi Sornu Lom Group's $3,850 loan helped a member to purchase a variety of yarn, threads, silk and other weaving tools.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jan 7, 2014
Feb 4, 2014
Currency Exchange Loss: