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Shohrat is a 37-year-old married pensioner and has a daughter and a son. His wife is a housekeeper. He has worked in a small market selling daily products (bread, butter, milk, salt, sugar, sweets, etc.) for 15 years. His monthly income is 130 AZN.

People's demand for daily products is very high. They buy bread, milk, and water daily. They buy other products (salt, flour, sugar, and milk) to prepare daily foods and dishes. Daily products are the kinds of products used in a daily life and that’s why many shelves of the market get empty by the end of the day.

The assortment of Shohrat’s market isn’t varied enough for the region that he works in. He applied for 1500 AZN in order to expand his assortment and supply more products for his market. He is planning to increase the income of his business and repair his old house.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.


About Azerbaijan

  • $6,171
    Average annual income
  • 29
    View loans »
    Azerbaijan Loans Fundraising
  • $13,959,400
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,925 helped Shohrat to expand his assortment and supply more products for his market.
80% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 23, 2014
Feb 4, 2014
Currency Exchange Loss: