Shohrat is a 37-year-old married pensioner and has a daughter and a son. His wife is a housekeeper. He has worked in a small market selling daily products (bread, butter, milk, salt, sugar, sweets, etc.) for 15 years. His monthly income is 130 AZN.
People's demand for daily products is very high. They buy bread, milk, and water daily. They buy other products (salt, flour, sugar, and milk) to prepare daily foods and dishes. Daily products are the kinds of products used in a daily life and that’s why many shelves of the market get empty by the end of the day.
The assortment of Shohrat’s market isn’t varied enough for the region that he works in. He applied for 1500 AZN in order to expand his assortment and supply more products for his market. He is planning to increase the income of his business and repair his old house.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.