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Lubna is a 34-year-old woman residing in Rawalpindi, Pakistan. She is a responsible mother of three daughters. Her husband is responsible to the entire family.

Lubna has been running a beauty salon for five years and contributes her income with her husband to fulfill the needs of her family. She has applied for a Kiva loan from its field partner BRAC Pakistan. She has to purchase different kinds of cosmetics and other items (e.g., hair brushes, face wash and creams) to earn maximum profit, but due to insufficient financial means she has been unable to do so. This loan will help her to purchase these items for her business and also enable her to save for her family's needs in future.

Lubna is very grateful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 279
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 105.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Lubna to buy different types of cosmetics and other items for her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 23, 2014
Feb 4, 2014
Currency Exchange Loss:
Aug 2, 2014