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Walter Ariel
Walter, age 37, is a young man with a great desire to improve himself. However, he is at a low economic level. He is a high school and university teacher. To him, the desire to grow professionally is very important. He wants to do this in order to obtain new opportunities in life. By improving his income, he will be able to help his family more. He is requesting the loan to pay for a master’s course in higher education.
View original language description ↓
Walter de 37 años de edad, es un joven con muchos deseos de superación, pero tiene un bajo nivel económico, es docente de educación secundaria y universitaria, para él sus aspiraciones por crecer profesionalmente son muy importante para lograr nuevas oportunidades en la vida, mejorando sus ingresos podría ayudar más a su familia. Solicita el apoyo de crédito para pagar un curso de maestría en educación superior.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.


About Nicaragua

  • $3,636
    Average annual income
  • 122
    View loans »
    Nicaragua Loans Fundraising
  • $24,036,450
    Funds lent in using Kiva
  • 25.9
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,725 helped Walter Ariel to pay for his master's course.
44% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Jan 20, 2014
Feb 5, 2014
Currency Exchange Loss: