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Marilú Elizabeth
Marilú is 36 years old. She studied until ninth grade. She is happily married, and her husband works as a bus driver for a public intercity service. Currently, he is not working because he had some severe problems with gastritis and has been at home under medication. Therefore, she has taken all of the household responsibility. She has two children who are in school. The youngest is in second grade and the other one is in his first year of high school. All four of them live together in a house that they inherited.

Marilú works selling clothing door-to-door. She orders from large distributors located in the center of the city. She started this business when her last child was born since they now had more mouths to feed. Previously, she worked selling dairy products, but the earnings were not enough to support the family. Therefore, when she was pregnant the second time, she reflected and decided to start her own business.

The loan she is seeking is to purchase more merchandise (men's and women's underwear, blouses, pants, shorts, etc.). Now in the summer season, the demand increases and she can increase her earnings. Marilú dreams of having a better home where they can live more comfortably. She also aspires to expand her business so that she can have a fixed spot in the market, and in so doing, give her family a dignified quality of life.
View original language description ↓
Marilú de 36 años de edad, hizo hasta noveno año de estudios secundarios, está felizmente casada, su esposo trabaja como motorista en un bus de servicio público interurbano, actualmente él no se encuentra trabajando pues tuvo problemas severos con una gastritis y por lo tanto se encuentra bajo medicación en su casa, dejando así toda la responsabilidad familiar en su esposa. Tiene dos hijos, los cuales estudian, el pequeño va a 2do grado y el otro está en primer año de bachillerato. Los cuatro viven juntos, en una casa que obtuvo familiarmente por herencia.

Marilú se dedica a vender ropa de forma ambulante. Ella hace los pedidos en distribuidoras mayoristas ubicadas en el centro de la ciudad. Inició esta actividad cuando nació su último hijo, pues ya eran más bocas que alimentar. Antes trabajaba en una venta de lácteos, pero no obtenía suficientes ingresos para aportar a su familia, es por eso que estando embarazada por segunda vez reflexionó y decidió que trabajaría en un negocio propio.

El préstamo solicitado, es para comprar más mercadería (ropa interior femenina y masculina, blusas, pantalones, shorts, etc.) Pues es en esta época de verano donde la demanda crece y puede obtener buenas ganancias.

Marilú sueña con poder mejorar su vivienda, donde puedan vivir de una forma más confortable. También aspira con incrementar su negocio, de manera que pueda tener un puesto fijo en el mercado y así poder darle a su familia y una calidad de vida digna.

Additional Information

More information about this loan

This loan is designed for rural women in El Salvador. Loan amounts are much smaller than average and the field partner is not requiring any guarantee for this type of loan. The goal is to support businesses that will enable women to work from their homes or start flexible businesses, as many of them are single mothers and are the sole caretakers for their families. Women who receive this type of loan also receive training on entrepreneurship, business management and budgeting.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 659
    View loans »
    El Salvador Loans Fundraising
  • $26,134,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Marilú Elizabeth purchase more merchandise (women's and men's underwear, blouses, pants, shorts, etc.).
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jan 30, 2014
Listed
Feb 5, 2014
Currency Exchange Loss:
N/A
Ended:
Nov 20, 2014