Update on JoramJoram is a married male, age 44 and living in Kagadi, Uganda. He operates a liquor store selling local brew to earn a daily income, in addition to farming and a piggery.
His dreams are to complete construction of a permanent house, and educate his children.
He is challenged by the poor road network and low capital.
Joram is requesting a loan to buy local brew to sell.
Previous Loan DetailsJoram is a 43-year-old married man living in Kagadi, Uganda. He operates a local brew business but also trades in produce and has been in business for twelve years now. He also has a piggery project to supplement his income. He dreams of building a permanent house for his family and refining hi... More from Joram's previous loan »
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Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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