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Tolgonay is 47, married, and raising three children with her spouse. She has a high school education and earns the family's main income through animal husbandry. She started raising livestock 17 years ago when she bought cattle for 10,000 som (KGS). Thanks to her hard work, Tolgonay now has six dairy cows. She has lots of experience breeding cattle, milking cows, and selling milk to distributors. Her monthly income is 10,000 som (KGS). In order to continue developing her farm, Tolgonay applied for a loan with Bai-Tushum and Partners to buy more cows. She plans to use the profits from the loan to invest in additional livestock.
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Толгонай 47 лет, замужем, вместе с супругом Толонбаем воспитывают 3 детей. У Толгонай - среднее образование, в качестве основного дохода для своей семьи Толгонай занимается животноводством, стартовав 17 лет назад, с покупки скота на 10,000 сом KGS. Благодаря упорному труду Толгонай, в ее хозяйстве на сегодняшний день имеется: 6 дойных коров, Толгонай имеет большой опыт в разведении скота, доит коров, молоко сдает реализаторам. Ежемесячный доход составляет 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Толгонай обратилась в Банк «Бай –Тушум» за кредитом - на покупку коров для увеличения поголовья скота. Доходы от кредита Толгонай планирует вложить в дальнейшее приумножение количества домашней скотины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,295,000
    Funds lent in using Kiva
  • 50.4
    Kyrgyzstan Soms (KGS) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,600 helped Tolgonay to buy cows.
84% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 29, 2014
Feb 7, 2014
Currency Exchange Loss: