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Hanadi is 38 years old. She lives with her husband and her five children - four of them attend the public primary school - in Balata Camp in Nablus. Balata Camp is a Palestinian refugee camp established in the northern West Bank in 1950 adjacent to the city of Nablus. It is the largest refugee camp in the West Bank. Her husband is working in a public institution and is too familiar with having a low salary, especially when they are a big family and need to ensure their kids needs are met.

Hanadi is asking Ryada for this loan to repair the closet in the kitchen and for painting her house, which will enable them to live with more psychological comfort. This will help her to improve her house and make it better. She is very grateful to everyone who helps her.

Additional Information

More information about this loan

This loan is part of Ryada’s efforts to reach areas of the West Bank which are underserved due to the political situation. Funds will be used to finance housing improvements in refugee camps and Areas B and C of the West Bank. The Palestinian Authority currently has limited to no authority in these areas, making it very difficult for individuals to acquire official construction and building permits. Without the necessary documentation, banks are unlikely to lend to these individuals. By supporting this loan, you are helping individuals overcome this challenge so that they can improve their living conditions.

About Vitas Palestine

Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and Vitas Palestine are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Palestine

  • $4,900
    Average annual income
  • 33
    View loans »
    Palestine Loans Fundraising
  • $11,660,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Hanadi to repair the closet in the kitchen and to paint her house.
100% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Jan 28, 2014
Feb 3, 2014
Currency Exchange Loss:
Apr 3, 2015