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Samuel Antonio
Samuel, 25, is a young man with a lot of initiative when it comes to working. He studied through second grade but could not continue due to a lack of resources so he had to learn a trade in order to support himself. He is married and his wife is a homemaker, but also raises chickens in the backyard and helps with his tile activity.

He has his own tile making business and much experience in this activity. He used to be a farmer and cultivate the land but it was not very profitable so he decided to sell tiles. His father was the one who taught him the manufacturing technique and he also helps in the process. The local people in the canton where Samuel lives are mainly involved in tile production as their main activity, followed by agriculture. They work Monday through Saturday from 7:00 a.m. to 4:00 p.m.

Samuel needs a loan to buy materials to make tiles (white dirt, firewood, clay and straw) since it is the season with the highest demand and he needs to invest more in order to earn more income.

His dream is to have his own house and expand his business, prioritizing expenses so he can save and, in the short-term, realize his dream for his wife and himself.
View original language description ↓
Samuel se 25 años de edad, es un joven con gran iniciativa a la hora de realizar su trabajo, pudo estudiar segundo grado, al no tener los medios para seguir estudian, no le quedo otra opción que aprender un oficio del cual pudiera subsistir. Esta casado y su esposa realiza los quehaceres del hogar, ademas de tener crianza de gallina de traspatio y ayudarle en la tejera.

Él trabaja en una tejera, este es un negocio propio, tiene gran experiencia en la actividad, anteriormente se dedicaba a cultivar la tierra , pero al no ser tan rentable esta labor, decidió orientarse mas a la venta de teja. Su padre fue quien le enseño la técnica de elaboración y es el quien le ayuda en el proceso. El cantón donde vive Samuel, los pobladores tienen la elaboración de teja como actividad principal y luego sigue la agricultura. Trabajan de lunes a sábado de 7:00am a 4:00pm.

El préstamo lo necesita para la compra de materiales para la elaboración de teja( tierra blanca, leña, barro y zacate), ya que esta es la época donde hay mayor demanda y necesita invertir mas para aprovechar la oportunidad de percibir mejores ingresos.
Su sueño es poder tener su propia casa y lo planea lograr ampliando su negocio, priorizando gastos para ir ahorrando y en un corto plazo hacer realidad el sueño de sus esposa y el.

Additional Information

More information about this loan

This loan is part of a project to help young men and women in El Salvador (under age 26) launch their own businesses. The field partner is reducing the guarantee for these individuals, who normally would not have access to loans due to their lack of experience. Unemployment for young people is high in El Salvador, a fact that motivates many of them to leave the country instead of searching for work. Aside from access to financing, clients will also be grouped together according to their business types to receive training from CrediCampo's social development unit, and to share advice and support with one another.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 681
    View loans »
    El Salvador Loans Fundraising
  • $24,297,075
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Samuel Antonio to buy materials to make tiles such as white dirt, firewood, clay and straw.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jan 30, 2014
Listed
Feb 4, 2014
Currency Exchange Loss:
N/A
Ended:
May 22, 2014