Gjysime is a mother of eight children, with one of them being born blind and with a husband who suffers from a serious illness. She lives in a rural village, is in her fifties and is requesting a loan to buy a female baby calf called “mushqerra” in the Albanian language.
Here it is what Gjysime said to the loan officer during the interview: “I started the animal husbandry business about twenty years ago, because before under the communist regime of course, we were not given such a chance. I can say that this activity has been our only source of income for all these past years.” This will be Gjysime’s first loan.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.