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Emmanuel is an old client of Ugafode Microfinance who applied for a loan of 2,000,000 UGX. He runs a small shop in a central market of Mbarara town, dealing in shoes. He has been doing this for more than seven years. Emmanuel is a hard-working man who has managed to save money from his sales which has enabled him to acquire a small piece of land in Mbarara town and construct a house. The purpose of the loan is to restock his business and complete his house. This will help him to serve the needs of his clients and also increase his turnover and profits.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.


About Uganda

  • $1,800
    Average annual income
  • 206
    View loans »
    Uganda Loans Fundraising
  • $31,377,250
    Funds lent in using Kiva
  • 2,477.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Emmanuel to buy retail stock.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 15, 2014
Jan 31, 2014
Currency Exchange Loss:
Dec 17, 2014