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Michael is a long-time client of the UGAFODE Rukungiri branch. He is married with five children and two dependents who are orphans. He drives a taxi as his primary source of income and is a hard-working man.

So far Michael has received two loans from UGAFODE, which have enabled him to start building a small school. He is requesting this loan this to continue with the construction of the school and hopefully supplement his income when it is complete and operational.
Michael has been able to build this school with the assistance of two previous loans from UGAFODE. He encourages the organization to continue supporting low-income earners because it has improved the living standards of many active poor Ugandans, especially in his home area.
He is hopeful that when the school is complete he will be able to provide education to his community at a low cost, therefore contributing to the development of his home area.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Uganda

  • $1,800
    Average annual income
  • 224
    View loans »
    Uganda Loans Fundraising
  • $32,044,650
    Funds lent in using Kiva
  • 2,470.0
    Uganda Shillings (UGX) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,025 helped Michael to buy more building materials for construction of his school.
87% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 9, 2014
Feb 10, 2014
Currency Exchange Loss: