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Shirly is 48 years old and married with two children. She is in the agricultural business, farming coconut in the Philippines.

Shirly requested a PHP 29,500 loan through NWTF to purchase additional coconut seedlings, fertilizers, etc. for her business.

Shirly has been farming coconut for eight years now, and has borrowed five times in the past from NWTF to sustain it.

In the future, Shirly would like to save enough to buy more farmland.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1812
    View loans »
    Philippines Loans Fundraising
  • $60,867,300
    Funds lent in using Kiva
  • 45.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Shirly to purchase additional coconut seedlings, fertilizers, etc. for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 29, 2014
Feb 24, 2014
Currency Exchange Loss:
Aug 17, 2014