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Mariama's Group
In this Group: Mariama, Ousmane
This group is made up of women who are very active in the village bank, created in December 2009. They have considerable experience in the village bank programme as a majority of them have already enjoyed over five rotations. They all come from the same district and get on well together. Their main activity is small businesses.

Mrs. Mariama (standing on the left), is the star borrower of the group. She is married with eight children of which three boys and five girls. In spite of her advanced age, she is one of the most courageous women of the group. She sells natural juice made from hibiscus, ginger, tamarind and baobab fruit at the bus station. She has been in this business for over 20 years and manages the supply sources and the sales of her products very well.

With her new loan, she plans to acquire a freezer for 280 000 F CFA and to use the rest for supplies of hibiscus, tamarind, baobab, two bags of sugar and various food colouring products.

She plans to use the profits from her business to support her husband who is retired, with the family expenses, especially daily costs.
Ce groupe est composé de femmes très actives dans ce banc villageois créé en Décembre 2009. Elles jouissent d’une grande expérience dans le programme des bancs villageois pour avoir faire en majorité plus de 5 cycles. Elles sont toutes issues du même quartier et ont une bonne entente entre elles. Elles ont comme activité principale le petit commerce.

Madame Mariama (debout à gauche), est l’emprunteuse vedette du groupe. Elle est marié et mère de 08 enfants dont 03 garçons et 05 filles. Malgré son âge avancé c’est l’une des plus braves femmes du groupement. Elle est vendeuse de jus naturel de bissap, gingembre, tamarin et pain de singe à la gare routière. Elle fait cette activité depuis plus d’une vingtaine d’année et maîtrise très bien les circuits d’approvisionnement et de vente de ses produits.

Avec son nouveau crédit, elle compte acquérir un congélateur à 280 000 F CFA et le reste s’approvisionner en bissap, tamarin, pain de singe, deux sacs de sucre et divers colorants alimentaires.

Elle compte utiliser les bénéfices tirés de son activité à soutenir son mari à la retraite dans les charges familiales surtout la dépense quotidienne.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 38
    View loans »
    Senegal Loans Fundraising
  • $14,558,450
    Funds lent in using Kiva
  • 480.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Mariama's Group's $1,450 loan helped a member to acquire a freezer for 280 000 F CFA and to stock up on hibiscus, tamarind, baobab fruit, two sacks of sugar and various food colouring products.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 23, 2014
Feb 1, 2014
Currency Exchange Loss:
Aug 17, 2014