This loan will be used to benefit small businesswomen such as Sra. Martha. She says that she joined Pro Mujer 10 years ago after receiving an invitation from a neighbor who is a member of the organization. At the moment, Martha has a business in which she sells “salchipapas” (a traditional fast food dish that consists of sausages and fried potatoes). She started this business when her husband got admitted into a clinic and she needed to raise some money. For this reason, her sisters-in-law gave her a small amount of capital so that she could start this venture. Later on, after her husband got better, she continued the business in order to support her family.
The loan she is receiving now will be used to increase her capital for buying potatoes, oil, and sausages in bulk. She will acquire her supplies at the fairs in the of El Alto and then use them for preparing the dishes that she sells from her retail space. Working in this manner enables her to generate income for sustaining her family. Martha is married and has two children.
When asked what she likes about Pro Mujer, Martha said that she enjoys the health seminars and the training offered by the organization.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Martha es integrante, ella indica que hace diez años que integra Pro Mujer, ingresando por la invitación de una vecina que es socia de la institución. En la actualidad ella tiene un negocio de venta de salchipapa (comida tradicional); da a conocer que este negocio lo emprendió cuando su esposo se internó en un centro médico y ella tenía que generar recursos económicos, es por ello que sus cuñadas le dieron un pequeño capital con el cual inicio el comercio, posterior a la mejora de su esposo continuo con el negocio que le apoyaba a la familia.
El crédito que ahora sacará es para el aumento de capital (compra de papas, aceites y salchichas por mayor) que adquirirá en las ferias de la ciudad de El Alto y posteriormente al elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud y capacitación que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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