The loan will benefit the small micro-businesses where Cecilia is a member. She says that this is the fourth year that she is a member of Pro Mujer, having joined at the invitation of her daughter-in-law, who is a member of the institution. She currently has a business which sells vegetables. She began doing this eleven years ago when her son married and she had to help her daughter-in-law in her business. After some time passed and she had a little capital, she decided to start her own business.
The loan is for an increase in capital (purchasing vegetables wholesale), which she will obtain from fairs in the city of El Alto and later sell in her stall. This work allows her to generate what income she can for her household, since she is single and has two children.
When she was asked what she liked about Pro Mujer, she responded that she liked the medical consultations and the assistance the institution offers to them.
One of the member’s daughters is in the picture and is wearing a black jumper.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Cecilia es integrante, ella indica que es el cuarto año que integra Pro Mujer, ingresando por invitación de su yerna que es socia de la institución. En la actualidad ella tiene un negocio de venta de verduras; da a conocer que estos negocios los emprendió hace once años cuando su hijo se casó ella tenía que ayudar a su yerna y ahí aprendió el negocio, con el pasar del tiempo y con un poco capital decide emprender su negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de verduras por mayor) que adquirirá de las ferias de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar, ya que ella es soltera y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las consultas médica y la atención que le ofrecen en la institución.
En la imagen esta presente una de las hijas de la socia, ella esta con una chompa negra.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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