Margarita De Collpani Group
The loan they take out will benefit small businesswomen, including Hilaria who is one of the members. Hilaria says that eight years ago she joined Pro Mujer at the invitation of her friend who is a member of the institution. Now Hilaria has a business selling food. She says that she learned this trade at a previous job, where she worked in food service. When she had a little capital she decided to start her own business.
The loan she is going to take out now is for increasing her capital. She will buy ingredients in bulk at the markets in the city of La Paz and then after the food is prepared she will sell it at her premises. This type of work allows her to generate resources to keep up her household as well as possible, since she is single and has two children.
When asked what she likes about Pro Mujer, Hilaria says that she likes the health services the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Hilaria es integrante, ella indica que hace ocho años que integra Pro Mujer, ingresando por la invitación de su amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de comida; da a conocer que este negocio lo aprendió en un trabajo anterior, donde realizaba servicios de atención de comida, al contar con un pequeño capital decide independizarse.
El crédito que ahora sacará es para el aumento de capital (compra de víveres por mayor) que adquirirá de las ferias de la ciudad de La Paz y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar, ya que ella es soltera y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las el área de salud que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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