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Hajraan is a 41-year-old married woman and the mother of eight children. She has been running a business manufacturing "waan," which is a thread-like material used in making wooden frame bedsteads on four legs. She offers various types of "waan" in different colors and is famous in providing good quality material in her community. Hajraan operates the machine at home and makes a sufficient amount of income to contribute to the family income.

In order to inflate her sales, she needs to purchase another waan making machine. For this reason, she contacted Kashf Foundation and applied for a loan of 40,000 PKR. It will help her to produce good quality material that will help in increasing her sales and profits as well.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 278
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 105.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Hajraan to purchase another waan making machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 24, 2014
Jan 31, 2014
Currency Exchange Loss:
Jan 17, 2015