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Janet Nyamalo

Update on Janet Nyamalo

Janet's farming business has been doing fine and she has successfully paid off her previous loan of KES 60,000. She has managed to add to her number of animals.

Janet has been advanced a sixth loan of KES 85,000 by Visionfund which will facilitate her leasing a bigger piece of land for farming.

The proceeds will be used to pay school fees for her children. She hopes to attain financial stability and see her children go on to higher levels of learning

Previous Loan Details

Janet is 37 years old, married, and has five children. She has been farming for 15 years with a monthly income of 40,000 KES. Janet is requesting another loan from KADET for 60,000 KES, which she will use to purchase seeds and fertilizers. She is also hoping to purchase goats and sheep. With... More from Janet Nyamalo's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 587
    View loans »
    Kenya Loans Fundraising
  • $44,764,625
    Funds lent in using Kiva
  • 86.1
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Janet Nyamalo to lease a piece of land for farming.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 21, 2014
Jan 30, 2014
Currency Exchange Loss:
Mar 26, 2015