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Ainura is a 40-year-old widow who is raising 3 children. She has the equivalent of a high school education, and is a livestock farmer by trade. She first started 10 years ago with 12,000 som worth of animals. Thanks to her persistence, she currently has 3 dairy cows and a horse on her farm, as well as 400 sheaves of hay to feed them with, while her monthly income is around 10,000 som. To further develop her farm, she is seeking a loan from Bai Tushum and Partners to buy some calves. She plans on using any extra money earned due to the loan to buy even more livestock for her farm and set aside money for a house for her oldest son.
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Айнуре 40 лет, вдова, после смерти мужа одна воспитывает 3 детей. У Айнуры - среднее образование, в качестве основного дохода для своей семьи Айнура занимается животноводством, стартовав 10 лет назад, с покупки скота на 12,000 сом KGS. Благодаря упорному труду Айнуры, в ее хозяйстве на сегодняшний день имеется: 3 дойные коровы, 1 лошадь. Корма и сено в количестве - 400 снопов заготовлены. Ежемесячный доход составляет 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Айнура обратилась в Банк «Бай –Тушум» за кредитом - на покупку телят для увеличения поголовья скота. Доходы от кредита Айнура планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на покупку жилого дома для старшего сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 90
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,746,400
    Funds lent in using Kiva
  • 50.8
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $700 helped Ainura buy calves.
93% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 27, 2014
Feb 2, 2014
Currency Exchange Loss:
Aug 17, 2015