Silvia De Jesús
Update on Silvia De JesúsSilvia is 43 years old and currently separated because her husband left her. Silvia works a plot of corn and learned this from her parents because that is what they did. Since she was the oldest child she had to help support the home. She also bought two cows and started selling them after one year to earn year end money.
She rises at 5:00 am to do the household chores, she then goes to where she has her corn crop and returns at 1:00 pm to continue working and goes to where her daughter lives at 4:00 pm. Her daughter sells tortillas and she helps her, since she is not able to help her financially.
She will use the money from this loan to buy two cows and some products for the land she is working at the moment. This is the month when she begins to work and projects out to the end of the year.
Silvia wants to have a better house and provide her son with the education that she was not able to have. In this way she can have better work opportunities. She is certain that she will be able to make her dreams a reality and is grateful for the opportunities, such as a boost in work, that the loans provide her.
Silvia actualmente ella trabaja una parcela de maiz, y lo aprendio de sus padres ya que ellos a eso se dedicaban, y ella como era la mayor de sus hermanos tenia que ayudar en la casa para hacer llegar el sustento diario, aparte de esto ella logro conprar dos vacas y en terminos de 1 año las esta vendiendo para obtener un dinero extra al final del año.
Ella se levanta a las 5A.M hacer los quehaceres de la casa, luego se traslada donde tiene la parcela de maiz y regresa, 1P.M para seguir trabajando y a las 4P.M se traslada donde una hija que vive serca. La hija vende tortillas, de esta manera colabora con su hija ya que no le puede ayudar econmicamente.
El préstamo será invertido en comprar 2 vacas, y comprar algunos productos para la parcela que esta trabajando en este momento, en este mes es donde ella empieza a trabajar proyentandose para el fin de año.
Silvia sueña con poder tener una mejor vivienda de la que ahora tiene, poder darle a su hijo el estudio que ella no pudo lograr. Asi el podra tener mejores oportunidades de trabajo, ella esta segura que con esfuerzo podra hacer realidad sus sueños, y esta agradecida por la oportunidad que se le a brindado por medios de los creditos pues le ha servido como un impulso para trabajar.
Previous Loan DetailsSilvia is 42 years old. She attended school until fifth grade but she could not continue her studies because she had to help her father with the farm work. There were only three siblings, two females and one male, and her father was of the idea that “studying doesn’t put food on the table”.… More from Silvia De Jesús's previous loan »
More information about this loan
This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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