The "UNION CHUA CAYACOTO" is starting its third loan cycle with Pro Mujer, as part of the Achacachi focal center. It is made up of eight members, and is led by an executive committee of which Sabina is the president. The business that all of the members of the communal association carry out is catching fish and then selling the products, which they do in their communities. The loan that is being taken will benefit small microbusiness owners such as Sabina. She says that this is the third year that she has belonged to Pro Mujer, after having been invited by an organizer from the organization who came to visit her in her home. She now has a business catching and selling fish. She says that this was a family business that she learned from her parents, as she helped them since she was a child. Later, she decided to start her own business with her partner. The loan will be sued to increase her capital (by buying fishing nets) that she will acquire from wholesalers in the city of El Alto and then install in her fishing business. This type of work allows her to earn income to support her family, as she lives in a common-law relationship and has three children. When asked what she likes about Pro Mujer, she responded that she likes the training that the organization offers.
La A.C. “UNIÓN CHUA CAYACOTO” iniciará el tercer ciclo en Pro Mujer, como parte del Centro Focal de Achacachi, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Sabina es la Presidenta. El negocio que las desarrollan todas las socias es la pesca y posteriormente la venta de este productos, que lo realizan en sus comunidades.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Sabina es integrante, ella indica que es la el tercer año que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de pesca y venta; da a conocer que este negocio lo fue un negocio familiar y aprendió el mismo de sus padres, ya que les ayudo desde niña, posterior a tener su pareja decide emprender un negocio propio.
El crédito que ahora sacará es para el aumento de capital (compra de redes) que adquirirá de las vendedoras mayoristas de la ciudad de El Alto y posteriormente lo instalará en su espacio de pesca para poder comercializar. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella vive en unión libre y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.