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Perlas Doradas Group
In this Group: Angelica , Maria Eugenia, Rina Rachela, Flora , Jhaneth, Wenceslao Fernando, Julia , Rosmery
Perlas Doradas Communal Bank will start its sixth loan cycle with Pro Mujer as part of the Collpani regional office. It's made up of eight members governed by a board of directors of which Angélica's the president. The bank members carry out a variety of jobs, including a neighborhood store, sewing wallets, vegetable sales, macramé, clothing sales, and a florist.

The loan will benefit small business entrepreneurs like Angélica. She said she has been a member of Pro Mujer for a year, having joined on the invitation of a friend who's a member. Currently she sells clothes, a business she learned a few years ago on her own and started so she could generate an income.

Angélica's loan is to increase her capital and buy clothing in stores in the city of La Paz and later sell in her sales stall. This job allows her to earn income to support her household to the extent possible, because she's married and has four children.

When asked what she likes about Pro Mujer she says the health and loan training they offer.
View original language description ↓
La A.C. “PERLAS DORADAS” iniciará el sexto ciclo en Pro Mujer, como parte del Centro Focal de Collpani, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Angélica es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: tienda de barrio, costura de billeteras, venta de verduras, tejido de macramé, venta de ropa, florería.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Angélica es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de su amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de ropa; da a conocer que este negocio lo aprendió por iniciativa propia hace varios años y lo implemento como fuente de generación de recursos económicos.

El crédito que ahora sacará es para el aumento de capital (compra de ropa) que adquirirá de los tiendas de la ciudad de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar, ya que ella es casada y tiene cuatro hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las el área de capacitación en salud y crédito que le ofrece la institución.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 80
    View loans »
    Bolivia Loans Fundraising
  • $29,414,475
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Perlas Doradas Group's $2,925 loan helped a member to buy clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 21, 2014
Listed
Feb 17, 2014
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014