The "INTI SOL" communal association is starting its tenth loan cycle with Pro Mujer, as part of the Panamericana focal center. It is made up of eight members, and is led by an executive committee of which Maria is the president. The businesses that the members of the communal association operate are varied, and include: a grocery store, food sales, wool sales, sewing overalls, making macramé blankets, weaving blankets, and making skirts. The loan that is being taken will benefit small microbusiness owners such as Maria. She says that this is the first time that she has joined Pro Mujer, after having been invited by am advisor from the organization who visited her in her home. She now has a neighborhood store and a business making skirts. She says that she started these businesses on her own initiative with a small amount of capital that she has, and has seen them help her to increase her income. The loan will be used to increase her capital (by buying a sewing machine and wholesale groceries) that she will acquire from markets in the city of El Alto and later sell in her store. This type of work allows her to earn income to help support her family, as she is married and has two children. When asked what she likes about Pro Mujer, she responded that she likes the health care that is provided by the organization.
La A.C. “INTI SOL” iniciará el décimo primer ciclo en Pro Mujer, como parte del Centro Focal de Panamericana, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora María es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: tienda de abarrotes, venta de comida, venta de lana, costura de overoles, macramé de mantas, tejido de mantas, costura de polleras.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora María es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una asesora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de tienda de barrio y costura de polleras; da a conocer que estos negocios los emprendió por iniciativa propia con un pequeño capital con el que contaba y al observar que estos le ayudaban generar ingresos
El crédito que ahora sacará es para el aumento de capital (compra de máquina de coser y abarrotes por mayor) que adquirirá de las ferias de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar, ya que ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud que le ofrecen en la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.