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Sector La Unión Ll Group
In this Group: Susana Maribel, Ursula Verónica , Rosa Elena
Susana is a single, 24 year old, woman who lives with her son in the Solola department. She appears to the left of the photograph.

She buys and sells supplies at a bookstore that she set up a few minutes from her home. She chose this activity because the products are indispensable and profitable and earns a good income which she uses to help her family financially.

She says that she has been doing this work for a year and decided to form a group and grow her business so she can improve her family finances. She will use the money from this loan to buy supplies so she can provide better customer service.

Her dream is to improve her family’s quality of life so they can have better opportunities in the future.
View original language description ↓
Susana es una señora soltera de 24 años de edad, vive junto a su hijo en el Departamento de Sololá. Ella se encuentra ubicada en la parte izquierda de la fotografía.
Ella se dedica a la compraventa de útiles en una librería que tiene a unos metros de su vivienda. Eligió esta actividad porque es un producto indispensable y rentable en donde obtiene buenos ingresos y ganancias que le ayudan a contribuir a la economía de su familia.
Comenta que esta labor lo viene realizando desde hace un año, por lo que ha tomado la decisión de formar un grupo para incrementar el negocio con el fin de mejorar la economía de sus familias. De manera que el préstamo lo utilizaran para la compra de útiles ya que desean darles un mejor servicio a sus clientes.
Su sueño es mejorar la calidad de vida de su familia para que en un futuro tengan mejores oportunidades.

Additional Information


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Guatemala

  • $5,300
    Average annual income
  • 109
    View loans »
    Guatemala Loans Fundraising
  • $10,803,625
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Sector La Unión Ll Group's $975 loan helped a member to stock her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 24, 2014
Feb 1, 2014
Currency Exchange Loss:
Feb 21, 2015