Alfredo and his wife make cheese, which they sell in different markets throughout the municipality of Achacachi, and he also works as a professor in a rural area.
He has three school-age children, and he lives in his own home in the village of Warisata, which lies within the Achacachi municipal district, about one and a half hours’ journey from the city of La Paz.
He has a few head of cattle which provide him with the milk that he uses for his cheese making. He needs a loan for the purchase of a dairy cow, and forage for feeding, so that he can increase his production and his income.
Alfredo’s dream is to expand the size of his herd and increase the production of milk and cheese in his community.
Alfredo y su esposa se dedican a la elaboración de quesos, lo que vende en distintas ferias de la población de Achacachi. Ademas, Alfredo trabaja como profesor en el área rural. Vive en casa propia, tiene tres hijos, que se encuentran en etapa escolar en Warisata, población del municipio de Achacachi, a dos horas y media de viaje de la ciudad de La Paz, cuenta con pocas cabezas de ganado las cuales le proporcionan leche para su elaboración de queso.
El credito requiere para compra de una vaca lechera y forraje para comida de sus vacas; asi, incrementara su produccion, y sus ingresos.
El sueño de Alfredo es incrementar sus cabezas de ganado, aumentando la producción de leche en su comunidad y la de quesos.
Es la Primera vez que solicita crédito junto a IMPRO y la primera vez con KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.