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Khalida is a 26-year-old married woman. Six years ago, she started a small general store as her husband’s income is not sufficient to meet their household expenses alone. By this time she has retained a good number of customers and earns enough to lead a decent life. She is a mother of four children and is motivated to provide her family with good quality food, clothing and health.

Khalida wants to grow her business so she requested a loan of PKR 50,000 to buy packs of salt, biscuits and beverages to meet the increasing demand at her store. She is expecting a boost in her earnings and dreams of expanding her business in the future.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 337
    View loans »
    Pakistan Loans Fundraising
  • $15,680,075
    Funds lent in using Kiva
  • 105.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Khalida to buy packs of salt, biscuits and beverages.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 21, 2014
Jan 30, 2014
Currency Exchange Loss:
Feb 20, 2015