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This borrower is a young person called María. She is very beautiful and hardworking. The loan is to help her complete many of the dreams and goals that she has. One of them is to study Aesthetics at the best school that she knows, which is called Campo Alto.
One day, María was working as usual, and, while she was doing her work, a young person appeared. But, she seemed somewhat tired and sad and needed someone who could help her to be in a better mood and to help her feel better physically. This was what motivated María to study cosmetics and María is full of energy to start her studies so that she can help many people.
She was very happy to go to the academy and to be presented, and meanwhile, she was thinking about helping people who need it. After some days, she achieved one of her biggest dreams, and was enrolled at Campo Alto and now she has a new goal to work for.
Her new dream is to create a place where people can rest, where they can relax in various ways and improve their personal appearance so that they can continue to be the most beautiful people that there are.
Now, all that María needs is to study, and for that she needs the agreement with Kiva in order to realize her dream of being able to help the people who need it so that the people who visit her spa want to go in and want to stay longer.
View original language description ↓
Es una joven llamada María, ella es muy bella y trabajadora, lo hace para cumplir muchos sueños y metas que tenía propuestas. Una de ellos era estudiar Estética en la mejor escuela que ella conocía, esta academia tenía por nombre CAMPO ALTO.
Un día María estaba trabajando como acostumbraba, mientras hacia las labores apareció una joven, pero se le notaba algo agotada ya triste, necesitaba una persona que le pudiera ayudar a la tener mejor ánimo, ayudarla a sentirse mejor físicamente, a si que esa fue la motivación que tuvo maría para empezar a estudiar cosmetología, a si que maría se lleno de energía para empezar a estudiar, par que con mucho esfuerzo ella logre ayudar a muchas personas.
Ella muy contenta fue a la academia y se presentó, mientras iba pensando en ayudar a las personas que lo necesiten. Después de unos días la joven se enteró que uno de los grandes sueños por fin se cumplió, entro a campo alto y con mucho esfuerzo ahora solo queda luchar por un nuevo objetivo.

El nuevo sueño es crear un lugar, donde las personas se puedan descansar, relajándose de varias formas y mejorando la apariencia personal, para que la gente siga siendo la más hermosa que existiera.
Ahora solo le queda a María que pueda estudiar y para ello necesita el convenio con kiva, para que realice el sueño de poder ayudar a muchas personas que lo necesiten, para que la gente que visite su spa quiera entrar y se quieran quedar más tiempo.

Additional Information

More information about this loan

This loan will help a CampoAlto student pay a semester's tuition. With seven branches throughout Bogota, Colombia, CampoAlto tailors educational programs for socially marginalized students. Each of these courses lasts three semesters on average and includes specialized training and internship placement to help students secure jobs after graduation.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About CampoAlto

CampoAlto is a for-profit education institute that offers a variety of classes to students from socially or economically marginalized groups, including women, ethnic minorities, displaced populations, disabled individuals, and those living below the poverty line. Kiva funding is being used to pay tuition for students who couldn’t otherwise afford to attend classes.

Because CampoAlto’s core business is not purely microfinance, there is some level of additional risk for lenders. For this reason, Kiva has not assigned the institute a risk rating.


About Colombia

  • $11,100
    Average annual income
  • 487
    View loans »
    Colombia Loans Fundraising
  • $15,254,800
    Funds lent in using Kiva
  • 2,009.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Maria to pay for a semester of tuition.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 5, 2014
Feb 1, 2014
Currency Exchange Loss:
Jul 24, 2014