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Yudy Marcela
This is Yudy Marcela. She is 31 years old. She has been working for 9 years in a business in the area of supervision and marketing. She took a cosmetology course in integral beauty in the French academy of beauty. She finished as a working technician in business administration. She is very motivated to continue the program in aesthetics, since she wants to become independent and have an excellent business, in which she could offer all the training in the various areas that she proposes to work in. The area of facial and body aesthetics has called her attention for a long time, and she believes that it is the time to make a reality of her dream to be a great aesthetician. She hopes to receive all the cooperation from Kiva and give all of herself to be able to completely finish the program. The option that they have given her to pay for the semester in monthly payments appears very good to her, since this is much easier for many people who want to continue studying.

Her long-term goal is to be able to have an excellent beauty salon with a spa and be able to offer customers the best attention and work with the best quality, to thus be able to grow, since she wouldn't want to have a salon if it didn't become a great business. She trusts in the help of God and the will that she has to advance. She knows that she is going to be able to succeed, since she is a very positive person, and thanks to God up to now she has been able to achieve what she set out to do . For her, there is nothing impossible. She is a courageous person and knows that with all this she will achieve this new goal that she has proposed.

She hopes to satisfy all the requirements of the institute and at the same time receive the best training, finish her program with great satisfaction, and achieve this great goal.
View original language description ↓
Ella es Yudy Marcela, tiene 31 años, trabaja en un empresa hace 9 años en el área de supervisión y mercadeo, estudio en la academia francesa de belleza el curso de cosmetología en belleza integral, termino la carrera como técnico laboral en administración de empresas, esta muy motivada a seguir la carrera de estética, pues quiere independizarse y tener un excelente negocio, al cual pueda brindar todo el aprendizaje en las diferentes carreras que le he propuesto a hacer , el área de estética facial y corporal le ha llamado mucho la atención desde hace mucho tiempo y cree que es la hora de hacer realidad el sueño de ser una gran esteticista, espera recibir toda la colaboración por parte de kiva y dar todo de mi para poder terminar a cabalidad la carrera, le parece muy buena la opción que le dan de poder cancelar mensual el semestre, pues así es mucho mas fácil para muchas personas que queremos seguir estudiando.

La meta a largo plazo es poder tener un excelente salón de belleza con spa y poder brindar a los clientes la mejor atención y trabajar con la mejor calidad , para así poder crecer y ya no tener un salón si no llegar a tener una gran empresa, confía en la ayuda de Dios, y las ganas que tiene de salir adelante, sabe que lo va a poder conseguir, puesto que es una persona muy positiva y gracias a Dios hasta el momento ha podido conseguir lo que me se ha propuesto, para ella no hay nada imposible, es una persona valiente y sabe que con todo esto conseguirá esta nueva meta que se ha propuesto.

Espera cumplir con todas las exigencias que le pongan en el instituto y al mismo tiempo recibir la mejor enseñanza, terminar con gran satisfacción la carrera y lograr este gran reto.

Additional Information

More information about this loan

This loan will help a CampoAlto student pay a semester's tuition. With seven branches throughout Bogota, Colombia, CampoAlto tailors educational programs for socially marginalized students. Each of these courses lasts three semesters on average and includes specialized training and internship placement to help students secure jobs after graduation.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About CampoAlto

CampoAlto is a for-profit education institute that offers a variety of classes to students from socially or economically marginalized groups, including women, ethnic minorities, displaced populations, disabled individuals, and those living below the poverty line. Kiva funding is being used to pay tuition for students who couldn’t otherwise afford to attend classes.

Because CampoAlto’s core business is not purely microfinance, there is some level of additional risk for lenders. For this reason, Kiva has not assigned the institute a risk rating.

About Colombia

  • $11,100
    Average annual income
  • 371
    View loans »
    Colombia Loans Fundraising
  • $15,676,275
    Funds lent in using Kiva
  • 2,009.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Yudy Marcela to pay fees for a semester.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 5, 2014
Jan 31, 2014
Currency Exchange Loss:
Jul 24, 2014