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Leopoldina Da Carmeni
Leopoldina is 34 years old, was born in Inhambane, and grew up in Matola. She is a widow and mother of four children, between 6 months and 15 years old. Only the oldest attends school because the second-oldest is mute, and there are no schools for children with special needs in Namaacha. Leopoldina and her family moved to Namaacha, a village on the border of Swaziland, in 1996 when her husband worked there as a border guard.



Leopoldina studied through only 8th grade, and the sole way for her to earn a living was to enter the workforce. Having worked as a barber in her youth, in 1998 she opened a hair salon in her home and was successful. In 2006, however, her husband became sick, and she had to spend all their money to treat him. He did not withstand the illness and lost his life in 2007. After this tragedy, Leopoldina had no money to continue her business. With three children to raise and six months pregnant, she counted on just her father’s help. Three months later she received an indemnity/benefit payment for her husband’s service. For her children, she opted to leave the funds in the account for the length of the term because in addition to the original amount, she began to receive a monthly pension of 2,000 meticais (MTn). With the help of Hluvuku (Kiva’s Field Partner), Leopoldina transformed the old salon into a shop where she sells basic necessities. She has had positive results and is able to raise her children and to save 2,000 MTn.



This is her second loan with Hluvuku and her first with Kiva. She used the first loan of 15,000 MTn to buy products for her shop, and will use this second loan of 25,000 MTn to do the same. In the future she intends to ask for more loans to invest in a chicken-selling business. In the photo Leopoldina appears with her son.

View original language description ↓
Leopoldina tem34 ano, nasceu em Inhambane e cresceu na Matola. Ela é viuva e mãe de 4filhos com idades compriendida entre 15anos á 6meses, só o primeiro vai a escala porque o segundo é mudo e em Namaacha nào tem escola para crianças especiais.Leopoldina e a sua familia se mudaram para Namaacha uma vila na fronteira com Swazilândia em 1996 quando o marido trabalhava na Fronteira com guarda-fronteira.

Leopoldina estudou apenas até 8ªclase e a única forma de ganhar avida para ela era entrar no mundo dos negócios. Em 1998 abriu um salão de cabeleleiro na sua propria residência uma vez que já tinha trabalhado como cabeleleira na sua infancia, teve bons resultados, mas 2006 o marido fica doente e ela teve que gastar todo fundo no tratamento da doença do marido que não resistiu e merdeu a vida em 2007. Apois essa desgraça leopoldida ficou sem dinheiro para continuar com o seu negócio, com 3fihos para criar e gravida de 6meses só contava com ajuda do seu Pai. Três mêses depois ela recebeu uma indemnização no serviço do marido e preferiu deixar na conta a prazo para os filhos porque para alem da quele valor começou a receber uma pensão mensal de 2,000.00mt. Com ajuda da hluvuku leopoldina transformou o antigo salão numa barraca onde vende produtos de primeira nessecidade, tem bons resultados conseque criar seus filhos e consegue poupar os 2,000.00mtn.

Este é o segundo emprestimo dela com Hluvuku e o primeiro com Kiva. O primeiro de 15,000.00mtn foram usados na compra de produtos para sua barraca e este segundo de 25,000.00mtn seram usados para mesmo fim. Pretende futuramente pedir outros emprestimos para investir no negócio de criação e venda de frangos. Na foto Leopodina esta com seu filho.

About Mozambique

  • $1,389
    Average annual income
  • 67
    View loans »
    Mozambique Loans Fundraising
  • $2,429,250
    Funds lent in using Kiva
  • 24.1
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Leopoldina Da Carmeni to increase stock in her shop.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Oct 7, 2008
Listed
Sep 23, 2008
Currency Exchange Loss:
Covered
Ended:
Mar 15, 2010