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María Transito
María is 59 years old. She is a woman who works hard to provide her family with their daily sustenance. In spite of her incomplete education, she has set things up so she can generate income. She is married, and her husband works in agriculture, but this activity is only at the subsistence level. For this reason, María has found creative ways to obtain the resources to cover other necessities in the household. She has two children, but they are already adults and have formed their own households.

María has a business selling sandwiches, pastries, and fried potatoes, among other products. She does this on the weekends, and from Monday through Friday she works as an employee on a neighboring farm, where she is in charge of vaccinating the chickens. The farm is located two blocks from her house.

She will use the loan to buy supplies (rolls, chicken, corn and cabbage, among other items), for her business which she operates on the weekends. At this time, she wants to expand the business, since there is a great demand for her products, and she does not have sufficient funds to invest.

She would like to have a small shop where she can be sure of earning the income to cover the necessary expenses in her household.
View original language description ↓
María de 59 años de edad, es una señora que se esfuerza por llevar el sustento diario a su familia, a pesar de no haberse preparado académicamente, se las arregla para generar ingresos, está casada y su esposo se dedica a la agricultura, pero esta actividad es solamente a nivel de subsistencia, por eso ella se las ingenia para tener los recursos que le permitan cubrir otras necesidades que hay en el hogar. Tiene dos hijos, pero ya son adultos y formaron su propio hogar.

María tiene venta de panes rellenos, pasteles, papa frita, entre otros productos, esto lo hace los fines de semana y de lunes a viernes, trabaja como empleada en una granja vecina, ahí es la encargada de la vacunación de pollos. La granja se encuentra a dos cuadras de su casa.

Utilizará el préstamo para comprar materia prima (panes, pollos, maíz, repollo entre otras cosas,) para su negocio que atiende los fines de semana. En este momento, quiere ampliar el negocio ya hay gran demanda de sus productos y no cuenta con el dinero suficiente para invertir.

Ella desea tener una pequeña tienda, donde pueda asegurar los ingresos para cubrir con los gastos que se requieren en su hogar.

Additional Information

More information about this loan

This loan is designed for rural women in El Salvador. Loan amounts are much smaller than average and the field partner is not requiring any guarantee for this type of loan. The goal is to support businesses that will enable women to work from their homes or start flexible businesses, as many of them are single mothers and are the sole caretakers for their families. Women who receive this type of loan also receive training on entrepreneurship, business management and budgeting.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 753
    View loans »
    El Salvador Loans Fundraising
  • $25,510,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped María Transito to buy rolls, chicken, corn and cabbage, among other items, to prepare her chicken sandwiches.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 22, 2014
Listed
Jan 31, 2014
Currency Exchange Loss:
N/A
Ended:
Oct 17, 2014