Las Iluminadas Group
The loan will benefit the group of small businesswomen. Maria has been a member of this group for four years. She joined after being invited to by a friend of hers who was also a member. Currently, she has a business selling fruit. She learnt this trade several years ago after helping her aunt. After having her first child, she decided to start up on her own, using her knowledge of the market.
The loan that she will receive is to buy more fruit which she will buy wholesale in El Alto and then sell on her stall. This work allows her to generate an income to maintain her family, as she is single and has two children.
When she is asked what she likes about ‘Pro Mujer’, she tells us that it is the loans, the savings, the training and the medical service that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora María es integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio venta de fruta; da a conocer que este negocio lo emprendió hace varios años al ayudar a su tía en su negocio, posterior a su primer hijo decide emprender su negocio independiente, ya que conocía del mercado a trabajar.
El crédito que ahora sacará es para el aumento de capital (compra de frutas) que adquirirá en las vendedoras mayoristas de la ciudad de El Alto y lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella es soltera y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito, los ahorros, las capacitaciones y el servicio médico que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid