Zam, a hotel business owner, is a hardworking, married woman living in Kagadi, Uganda. She also does farming to supplement her income. She started a business to make ends meet, with what her husband earns. Her plan is to own a big and well-known restaurant in her area, and also to carry out an outside catering service. She also plans to educate her children, but is challenged by limited capital for expansion. Zam will use the loan to buy furniture to use in her restaurant.