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Nurjamal
Nurjamal is 36 and married with one son. Her husband works at the local electrical station and receives a monthly salary. Her son is in school. Nurjamal has a high school education and works in animal husbandry as the primary source of income for her family, a business she started nine years ago with the purchase of livestock for 20,000 KGS. Thanks to her hard work, she now has two milking cows, two mares and 10 sheep. With the profits from her farm, Nurjamal opened a small stall selling groceries and household goods and also works there selling her wares. Her aggregate monthly income is 15,000 KGS. With the goal of further developing her business, Nurjamal has turned to bank Bai Tushum and Partners for a loan to purchase cows to increase her head count of livestock. She plans to invest profits from the loan into further increasing the number of animals she raises, and to save toward buying a car.
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Нуржамал 36 лет, замужем, вместе с супругом воспитывают 1 сына. Супруг работает мастером в районной электростанции, имеет ежемесячную зарплату. Сын учится в школе. У Нуржамал - среднее образование, в качестве основного дохода для своей семьи Нуржамал занимается животноводством, стартовав 9 лет назад, с покупки скота на 20,000 сом KGS. Благодаря упорному труду Нуржамал, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 2 кобылы, 10 овец. На доходы от животноводства Нуржамал открыла небольшой павильон по продаже продуктов питания на дому, дополнительно занимается торговлей. Ежемесячный совокупный доход составляет 15,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Нуржамал обратилась в Банк «Бай –Тушум» за кредитом - на покупку коров для увеличения поголовья скота. Доходы от кредита Нуржамал планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на покупку автомашины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

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About Kyrgyzstan

  • $2,100
    Average annual income
  • 143
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,020,325
    Funds lent in using Kiva
  • 50.8
    Kyrgyzstan Soms (KGS) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,975 helped Nurjamal to buy cows.
55% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jan 25, 2014
Listed
Feb 1, 2014
Currency Exchange Loss:
Possible