The products that Marlen sells are very popular because of their quality. She is able to sell more during festive seasons and weekends, since it is a custom in many families to buy vegetables on the weekends to give great flavor to the weekend soups. Her greatest challenges are plant diseases and low prices. Competition is not a problem for her since she feels that her customers have been with her for a long time and are therefore faithful to her; they also appreciate the transparency with which Marlen conducts her business.
One of Marlen's advantages is that her crops are located close to her house, which allows her to offer a greater level of attention and technical assistance to her crops and to avoid losing crops to disease, deterioration, and thieves.
Her plan is to grow production by buying more land in order to grow on a larger scale. This will permit her to supply the local markets, to generate greater profits, and to save money so that she can ensure a stable economic situation for her future children.
For these reasons, she is requesting financing in order to grow her beet crops, preparing the land so that it is well-suited for beets while also improving her chayote crops. Presently, Marlen and her husband make the plant nurseries in the earth. Because they are lacking funds, they have not bought the small boxes that would allow them to transplant the seedlings without damaging the roots or plants.
Sus planes ampliar la producción, comprar más tierra para cultivar en mayor cantidad y en escala para poder surtir el Mercado insatisfecho de tal manera que pueda generar mayores ingresos y poder ahorrar para asegurar el futuro de sus hijos ya con una economía estable.
Por lo que hoy en día ella solicita financiamiento para poder llevar a cabo la siembra de remolacha tecnificando la tierra de manera que pueda estar bien asistida, así como también mejorar la producción de pataste ya que actualmente los viveros los hacen en arriates en la tierra y por falta de dinero no ha comprado cajas para viveros para poder trasplantar y no dañarlo ni la raíz ni la planta.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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