Update on JonathanJonathan is very young: 24 years old. Nevertheless, his desire to be able to improve himself has lead him to launch his own business. He is single. He lives and works with his parents. Jonathan is very hardworking and is always very responsible in all his doings. He lives in a town that is considered to be one of Mexico’s “Pueblos Mágicos,” or Magical Towns. These are picturesque places, full of history and tradition.
Jonathan is continuing with his business making clothing. This time he is asking for a new loan to buy thread, inks, mesh, and squeegees to make his silk-screened items. He says that he really likes putting these finishing touches on uniforms. To do the silkscreen, Jonathan needs to have a lot of imagination and creativity. In this way his customers are left very happy with the printing on their sports uniforms. Jonathan doesn’t have any problems with his business; he’s just lacking the funds to reinvest, but with this new loan he will have materials to deliver the orders he has received on time. Most likely in March he will need a new loan to print more uniforms.
He began this work because his parents began sewing 30 years ago. Jonathan learned very quickly, thanks to his mother’s teaching, although his father is also an active part of the business, as well. The loan will help him to invest more, because the classes in the schools are about to start next month and he already has various important orders. Jonathan says, “Our only difficulty at this point is a lack of money to get the materials. We need large amounts of money to be able to complete all our deliveries.” His uniforms are distributed to other towns, and not just where they live.
Jonathan’s dream is to make his business grow, to be able to offer his services in other places and to perhaps open another tailoring shop.
Jonathan continua con su negocio de elaboración de ropa, esta vez esta vez esta solicitando un nuevo crédito para comprar hilos, tintas, mayas, raceros para elaborar sus trabajos de serigrafías. Platica que realizar estos terminados en los uniformes le gusta mucho, para realizar la serigrafía Jonathan debe tener mucha imaginación y creatividad así sus clientes quedan muy contentos con el estampado en sus uniformes deportivos. Jonathan no tiene ningún problema con su negocio solo es la falta de capital para reinvertir, pero con este nuevo crédito tendrá material para entregar a tiempo los encargos que ya tiene planeados. Aunque seguramente en el mes de marzo estará necesitando un nuevo crédito para realizar más uniformes con sus estampados. Esta actividad la inició porque sus padres comenzaron con la costura hace 30 años. Jonathan aprendió muy rápido gracias a la enseñanza de su madre aunque su papá también participa activamente en el negocio. El crédito le ayudará a invertir más ya que las clases en las escuelas están por iniciar en el próximo mes y tiene ya varios pedidos importantes. Jonathan comenta “Nuestra única dificultad en estos momentos es la falta de dinero para obtener todos los materiales, necesitamos fuertes cantidades de dinero para poder cumplir con todos nuestros encargos”. Sus uniformes son distribuidos a otras municipios no solo donde ellos viven. El sueño de Jonathan es hacer crecer mas su negocio para poder llegar a dar sus servicios en otros lugares, quizás emprender otro taller de costura.
Previous Loan DetailsJonathan is very young. He is 24 years old, but his will to get ahead has motivated him to start his business. He is single and lives and works with his parents. Jonathan is very hardworking and always very responsible in all of his activities. He lives in a town that is considered magical. This ... More from Jonathan's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 8 months (Additional Information)
- Repayment Schedule
- Jan 23, 2014
- Feb 17, 2014
- Currency Exchange Loss:
- Aug 17, 2014
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.