The loan that they will get out will benefit small micro-entrepreneurs, one of which is Quintina. She states that she has been a member of Pro Mujer for two years, and that she joined at the invitation of her friend who is a partner of the institution. Currently, she has a weaving business and she sells gloves and hats. She states that she learned this business from a former job where she made the same products for exportation, and later decided to become independent and take her business to the national market.
The loan she will take out now is for an increase in capital so she can buy looms that she will acquire from the manufacturers in the city of La Paz, and afterward, install in her working space. This way of working allows her to generate an income to maintain her household as well as she can, since she is married and has two children. When asked what she likes about Pro Mujer, she responds that she likes the area of the institution that offers training.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Quintina es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de su amiga que es socia de la institución. En la actualidad ella tiene un negocio de tejido y venta de guantes y gorros; da a conocer que este negocio lo aprendió en un trabajo anterior, donde realizaba los mismos productos para la exportación, posteriormente decide independizarse y emprender su negocio al mercado nacional.
El crédito que ahora sacará es para el aumento de capital (compra de máquinas de telares) que adquirirá de los fabricantes de la ciudad de La Paz y posteriormente lo instalará en su espacio de trabajo. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar, ya que ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las el área de capacitación que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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