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Maria Juana
María Juana is 43 years old. She is a fighter, capable and above all diligent. She is a housewife and mother of a son who is 10 years old and studies at the local school. For lack of financial support from her parents she could not go past Grade 3 in school, but she is grateful to them for their support and the different things they taught her. It was them that taught her to work the land at a early age. For the last 10 years she has been involved in agriculture, growing coffee and also growing basic grains like corn and beans.

Along with her husband she works the land she inherited from her father which is located about a 20 minute walk from their house. Her husband is the technical and moral support with whom she does the different field work like cleaning, spreading manure, applying foliar spray, etc. Her future plans are to expand her coffee planting by purchasing more land and planting more coffee plants. This would generate more revenues for her family. She dreams of seeing her son graduate and being prepared academically.

So today she is requesting a loan to buy agricultural inputs to help her coffee crops as not doing this would risk exposing them to sicknesses like coffee rust (la roya) and insects like the coffee borer beetle amongst others. They would damage the work of the family and the product on which they depend economically.
View original language description ↓
María Juana con 43 años de edad es una mujer luchadora, capaz y sobre todo diligente, ama de casa y madre de un solo hijo quien es menor con una edad de 10 años y estudia en la escuela de la comunidad. Por la falta de apoyo económico por parte de sus padres pero no moral ella pudo cursar hasta su tercer año de primaria pero muy agradecida con ellos por el apoyo y por las diferentes enseñanzas ya que fueron ellos quienes le enseñaran a trabajar la tierra a muy temprana edad y por más de 10 años se ha dedicado a este rubro (caficultura) pero además de ello también cultiva granos básicos como maíz frijoles. En compañía de su esposo trabajan la tierra que su padre le heredo la cual está ubicada a 20 minutos de camino desde su casa de habitación siendo su esposo el apoyo técnico y moral con quien se dirigen a realizar al campo las diferentes tareas como: limpieza, aplicación de abono, foliares, etc.
Sus planes a futuro es poder ampliar más sus cultivos de café mediante la compra de tierra y la siembra de café, generar mayores ingresos para su familia ya que ella sueña con ver a su hijo graduado y preparado académicamente.
Por lo que ella hoy en día solicita financiamiento para la compra de insumos agrícolas para poder asistir sus cultivos de café ya que de no hacerlo pueden estar expuestos a enfermedades como la roya, bichos como la broca entre otros que dañarían el trabajo de familia y el producto del cual dependen económicamente.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,200
    Average annual income
  • 57
    View loans »
    Honduras Loans Fundraising
  • $8,403,175
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $925 helped Maria Juana to buy agricultural inputs to assist her coffee crops.
50% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jan 27, 2014
Listed
Feb 24, 2014
Currency Exchange Loss:
Possible