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Neftali Armando
Neftali, 70 years old, has two children who are both married and haven't lived with him for a couple of years now. His wife died of a respiratory illness and he now only lives with one granddaughter.

He has worked his whole life growing corn, ever since he was very young, when his parents stopped sending him to school and sent him to work. He now also has a cow, which he looks after as it provides him with milk.

Neftali is requesting this loan in order to plant 14,000 square metres of corn. This isn't too easy during the summertime, because corn is an irrigated crop and he'll need to walk around carrying water in PVC piping. He needs the loan for this reason, in order to harvest his crops, which will only be possible with the help of this loan.

Señor Neftali's dream is to be able to grow 28,000 more square metres of land. This would help him in his earnings, since he can't work the way he did when he was 60 years old, and next year he will need the help of some farmers.
View original language description ↓
Neftali de 70 años de edad, tiene dos hijos de los cuales ambos están casados y ya no viven con él hace un par de años, su esposa falleció de una enfermedad respiratoria y ahora solo vive con una nieta.

Él se a dedicado toda su vida al cultivo de maíz desde que era muy pequeño, sus padres dejaron de mandarlo a la escuela y mandarlo al trabajo y ahora también tiene una vaca la cual cuida para sacarle provecho de la leche.

El préstamo que esta solicitando, es para sembrar 14,000 metros cuadrados de maíz lo cual no es tan fácil por la época de verano, porque son siembras de regadillo le toca andar acarreando agua por tuberías de PVC y para ello necesita el crédito para sacar la cosecha que solo sera posible con la ayuda del crédito.

El Señor Neftali tiene como sueño poder cultivar 28,000 metros cuadrdaos de tierra mas, le ayudaría en sus ingresos ya que no puede hacer las actividades como cuando tenia 60 años, pues para el próximo año necesitara la ayuda de algunos campesinos.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.


About El Salvador

  • $7,500
    Average annual income
  • 714
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Neftali Armando to plant 14,000 square metres of corn.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 22, 2014
Jan 29, 2014
Currency Exchange Loss:
Feb 20, 2015