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Rodolfo Fernando

Update on Rodolfo Fernando

Rodolfo is 32 years old and in a common-law relationship. He lives with his children (ages 7 and 5) in the canton of Urdaneta in Los Ríos Province.

Rodolfo is a member of the Communal Bank "Palmasola" which is located in the neighborhood of Palmasola in the parish of Ricuarte in the canton of Urdaneta. The members are farm workers and livestock breeders.

Rodolfo grows corn and rice. He is requesting a loan in order to buy supplies, such as compost and fertilizers. His purchases are made at the Montenegro commercial district in Ventanas. His dream is to improve the production of his crops. The challenges he faces include dealing with crop diseases.

In his free time, Rodolfo enjoys traveling down the river with his family and playing indoor soccer.
View original language description ↓
Rodolfo tiene 32 años de edad estado civil unión libre, vive con sus hijos de 7 y 5 años en el Cantón Urdaneta Provincia Los Ríos. Es integrante de ventanilla Palmasola que se encuentra ubicada en el Recinto Palmasola, pertenece a la parroquia Ricaurte, Cantón Urdaneta se dedica a labores agrícolas y pecuarias. Rodolfo se dedica a la siembra de maíz y arroz. Solicita el crédito para la compra de insumos como abonos y fertilizantes. Las compras se realizan en el comercial Montenegro en Ventanas. Su sueño es mejorar la producción de los cultivos. El desafío que enfrenta es las malezas. En su tiempo libre le gusta ir al rio con su familia y jugar indor.

Previous Loan Details

Rodolfo is 31 years old. He is in a common law marriage and has two children. He lives with his wife and children in the Ventanas canton, Los Rios province. The communal bank is called Palmasola. It is located in the community of Palmasola. It belongs to the Ricaurte parish, Urdaneta canton... More from Rodolfo Fernando's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Ecuador

  • $10,600
    Average annual income
  • 95
    View loans »
    Ecuador Loans Fundraising
  • $25,028,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rodolfo Fernando to buy farming supplies for his corn and rice crops.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 14, 2014
Jan 27, 2014
Currency Exchange Loss:
Aug 20, 2014