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Hafiza is a 35 years old and married woman from the city of Khujand in the Ch. Rasulov region. She has two children of the ages of 4 and 7. The eldest one goes to school and the youngest is in kindergarten. Her husband is a truck driver and works with heavy transport.

Hafiza, like many village women, works both with field crop cultivation and livestock breeding. She grows crops on her plot of land, and also breeds cows and bulls for selling. Hafiza has worked in this area for more than 13 years.

Hafiza requests a loan in the amount of 2,300 US dollar. She has decided to use part of the loan for purchasing mineral fertilizers in order to receive a quality spring harvest. The remaining part she will use to purchase cattle, in order to increase their number. This loan is very important to her.
View original language description ↓
Хафиза 35-летняя замужняя женщина из района Ч.Расулова города Худжанд. У нее двое детей в возрасте 4 и 7 лет, старший ходит в школу, а младший в детский сад. Ее муж является водителем грузовой машины КАМАЗ и занимается транспортировкой больших грузов.
Хафиза, как многие сельские женщины занимается и растениеводством и животноводством. Она на своем земельном участке выращивает сельскохозяйственные культуры, а также разводит коров и бычков для продажи. Хафиза занята в этих сферах более 13 лет. Она просит кредит в размере 2300 долларов США. Часть кредита она собирается использовать для купли минеральных удобрений, чтобы весной получить качественный урожай, а на остальную часть приобрести крупнорогатый скот, чтобы увеличить поголовье скота. Этот кредит ей очень важен.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 153
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,300 helped Hafiza to purchase mineral fertilizers and also to purchase cattle for breeding.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 3, 2014
Jan 31, 2014
Currency Exchange Loss:
Jan 17, 2015