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Valentina runs a small business selling denim clothing for women. She is married with two grown daughters. In 2007, Valentina was faced with tough circumstances; she was diagnosed with cancer. Her husband left the family, and she had to fight the disease herself. However, she didn't get desperate. She decided to trust God with her life. Today her family circumstances have stabilized. Valentina's husband returned to the family. Her daughters got settled in life. Today Valentina has about $2,000 in inventory. Her turnover capital is about $1000. She is making about $400 in profit each month.

Valentina has been in the clothing business for over 10 years and has partnered with Nadiya Ukraine for 7 years. Her diligent, hard work has helped her succeed in business and maintain a loyal clientele. Currently, Valentina has two vending locations. Valentina would like to receive a loan for 5000 Grivnas to serve as working capital in her business. Financial assistance will help her purchase an assortment of denim wear. High-quality, durable, and comfortable merchandise will sell well and will help Valentina's business grow, especially this fall season.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 7
    View loans »
    Ukraine Loans Fundraising
  • $6,400,750
    Funds lent in using Kiva
  • 5.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Valentina to increase stock before the fall season.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 5, 2008
Sep 21, 2008
Currency Exchange Loss:
Jul 15, 2009