Fred is 36 years old, a resident of the outskirts of a city. He is married with 7 children who all attend school. He deals in a business of plumbing materials which was started in 2009 with an aim of boosting his daily income. In addition to that, he is a driver who drives a truck [FUSO] that fetches him additional income.
Fred has applied for a loan of 3,000,000 UGX to purchase more stock of plumbing materials for his business. However he faces the challenges of inadequate capital, rental expenses and some competitors. He hopes some of these challenges will be overcome after getting the funding from Kiva lenders through UGAFODE Micro-finance.
His customers are fellow plumbers and people from various areas that have same profession, including builders. Fred has the capacity of working if he gets enough capital to expand his business.