James is a married man. He describes himself to be hopeful.
He operates a transport business where he transports customers using his motorcycle. He has been involved in this business for 4 years. His business is located in a favorable place and his primary customers are business people. He describes his biggest business challenge to be harassment by local authorities.
He will use the 20,000 KES loan to buy spare parts to repair his motorcycle and also for fuel. His business goal is to have a more profitable business within 5 years. He hopes that he will live a stress free life in the future. This is his first loan with SMEP DTM. He will use the anticipated profits to educate his children.