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Ana Melitza
Ana, 28, is a single woman who lives with her two underage children, one son and one daughter, in Solola.

She is a hard-working woman who has been able to provide for her family. At the moment, she has two taxis for a transport service in her community. She tells us that this is earns her quite a steady income because there aren’t any taxis in her area. She also creates her own embroidery designs to provide her with another income, all of which help her to look after her family.

She has taken the initiative to start another business and for this, she is asking for a loan of 7,000 quetzals to buy an electric wet corn (nixtamal) grinder, because in her area there are very few and there is a great demand. She will pay off the loan with the work she has at the moment.

Her dream is to build a house with the income she generates from the work she does, as she would like her family to live in better conditions.
View original language description ↓
Ana es una señora soltera de 28 años de edad, vive junto a sus 2 hijos de los cuales son, un hombre y una mujer, ambos menores de edad quienes viven en el Departamento de Sololá.
Ella es una señora trabajadora que ha podido sacar adelante a su familia. Actualmente cuenta con dos taxis, para servicio de transporte para la población de su comunidad. Comenta que esta actividad es bastante productiva en cuanto a la generación de ingresos y ganancias ya que en su comunidad no hay taxis. Como también comenta que elabora bordados a mano para poder contar con otro ingreso, esto lo realiza con el fin de mejorar la economía de su familia.
Ella ha tomado la iniciativa de tener un negocio, es por ello que está solicitando un préstamo de Q 7,000.00 para la compra de un molino de nixtamal eléctrico (sirve para moler el maíz), porque en su comunidad hay pocos y existe una fuerte demanda. El préstamo lo pagara con el trabajo que actualmente cuenta.
Su sueño es construir su vivienda a través de la labor que realiza, ya que desea que su familia viva en mejores condiciones.

Additional Information

More information about this loan

ADICLA's youth entrepreneurship loans allow young people without prior credit histories to borrow in groups, an opportunity that is not offered by many other microfinance institutions in Guatemala. The loans will be used to help them start small businesses.


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.

About Guatemala

  • $5,300
    Average annual income
  • 75
    View loans »
    Guatemala Loans Fundraising
  • $9,872,275
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Ana Melitza to buy an electric wet corn grinder.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Dec 31, 2013
Jan 28, 2014
Currency Exchange Loss:
Mar 19, 2015