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Vanessa Beatriz
The credit group Nuevos Horizontes de 24 de Mayo meet in a small area of the same name, in the province of Manabi. This place is well-known for its beautiful countryside and hard-working people, who work in agriculture and the raising of animals.

This is where Vanessa, 26, lives with her husband and two children aged 9 and 3. Her eldest child is at school. Her husband is a police officer.

Vanessa is a housewife who likes to earn her own income so as not to have to depend on her husband. Therefore she has a business selling clothes by catalogue and products by Avon and Yanbal (beauty products, cosmetics, perfume and women’s accessories). She works three days a week, for about two to three hours a day in the morning. She can work at this time because her eldest child is at school and she only has to look after the youngest. She sells her products on credit and collects payment every eight days. She has been doing this for four years and she has been successful.

This loan is to buy clothes, perfume, cream, cosmetics and costume jewelry. This is her third cycle in the credit group and she likes it because it is easy to pay off the money. She dreams of having her own boutique.
View original language description ↓
En provincia de Manabí encontramos el cantón 24 De Mayo, aquí se reúne el Grupo De Crédito Nuevos Horizontes De 24 de Mayo, es conocido por sus paisajes hermosos y por su gente trabajadora dedicada a la agricultura y cría de animales.
En este lugar vive la señora Vanessa, tiene 26 años de edad, está casada y de esta relación tienen dos hijos de 9 y 3 años de edad, la mayor estudia en escuela. Su esposo es policía.
Doña Vanessa es una ama de casa que le gusta ganar lo suyo para no depender de lo que su marido, para esto ella se dedica al comercio, vende ropa por catalogo y productos de Avon y Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja tres días a la semana de dos a tres horas al día en la mañana ya que a esa hora solo tiene que llevar a su hijo más pequeño ya que la mayor está en la escuela, ella deja sus productos a crédito y cobra cada ocho días. Tiene 4 años que se dedica a esta actividad y le va muy bien.
Este crédito es para comprar ropa, perfumes, cremas, cosméticos y bisuterías. Este es el tercer ciclo en el Grupo De Crédito y le gusta porque los pagos son fáciles de hacer. Su sueño es tener una boutique.

About Ecuador

  • $10,200
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $23,490,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Vanessa Beatriz to buy clothes, perfume, cream, cosmetics and costume jewelry.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 13, 2014
Listed
Jan 28, 2014
Currency Exchange Loss:
N/A
Ended:
Jul 17, 2014