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Obeissance (1) Group
In this Group: Christine, Gesmia, Aline, Carmella, Eveline, Léontine, Eloi, Monique, Yvonne, Alméline
Christine is one of the members of the group Obeissance (1). She is the leader of a group consisting of ten other micro-entrepreneurs from Brazzaville, Congo. Christine owns a stall in the market where she sells salted fish, foufou, and other various items to her clients. Christine has been with HOPE Congo for two loan cycles and faces challenges relating to the frequent fluctuation in prices of the merchandise that she must buy. Christine has found that her business-savvy and the stock of her products allows her to be able to grow her business. Her goal is to move from the open market into her own small boutique and shop to be able to provide better service to her customers. With her increased revenue, she hopes to be able to send her children to a better school and to build a house for her and her family.

Additional Information

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 479.3
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A portion of Obeissance (1) Group's $5,000 loan helped a member to purchase fish for her market stand.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 20, 2014
Jan 25, 2014
Currency Exchange Loss:
Jun 17, 2014